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🧿贷款买房🏡的几个抵税优惠分享： 大家别忘了自己的房产🏡也可以抵一部分税务，无论是首次购房还是长期持有房产的老房东都可以申请。今天来列举以下六项跟房屋🏠相关的重要抵税优惠，供大家参考： 💠自住房贷款利息 mortgage interest 不论是首次买房货款，购买第二套房货款，或者Refinance 货款相关的利息都可以用来抵扣个人所得税。（注意：如果您贷款购买的是投资房，投资房贷款利息只能用来抵扣投资房收入，不能抵扣个人所得税） 💠点费 point 在贷款时如果点费支付的越多货款利率也更低。1点等于贷款额的 1%，等同于在closing 时提前支付银行末来的货款利息。购买首套房或者用于翻修房屋的retinance 货款时支付的点费可以用来抵税 💠部分装修费 节能装修如：安装太阳能板🌞、节能热水器♨️等。以及基础医疗🏥需求譬如在家门口安装轮椅道♿️、方便残障人士使用的浴缸等，都可获得抵税或减税优惠。 💠贷款保险 mortgage insurance 如果贷款额度超过房价的 80%，银行会要求货款人购买货款保险，贷款保险的保费可以用来抵扣个人所得税 💠特殊类贷款 -
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Closing on a home? Here's what to expect from start to finish. First, you'll open escrow. This is when the process officially begins. Your earnest money goes into a secure account. Next comes the title search. We check the property's history to make sure there are no surprises or claims against it. Then, you'll review your closing disclosure. This shows all your costs and loan details. You'll get this at least three days before closing. Home inspection and appraisal happen during this time. Thes
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What a nightmare. Imagine moving into your perfect farmhouse, only to have it start leaking oil FOUR years later. The state of Oklahoma isn’t giving her any help. I’m wondering if she can find out if the city knew she was on an oil well, and sue them for non disclosure at closing. 🤔😬
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