You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money ...

Starting this fall, buy now, pay later (BNPL) loans — the fast, flexible way to split up purchases over time — will be added ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become in consumer finance.

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million Americans using BNPL services, late payments could soon damage credit scores ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...