Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 11, 2025, student loan ...

Buy Side’s best student loan lenders include Ascent, Sallie Mae and College Ave for their low rates and repayment options ...

Learn about the pros and cons of private and federal student loans.

The average interest rate on 10-year fixed-rate private student loans moved down last week. For many borrowers, that means rates continue to be low enough to make private student loans a decent option ...

It’s simple to refinance private student loans with a different lender — and there’s little downside if you qualify for a lower interest rate. Many, or all, of the products featured on this page are ...

And if you have private student loans, refinancing carries fewer downsides than if you have federal student loans. Still, deciding if you should refinance your private student loans is a complex ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

When you have a large student loan balance, you may struggle to keep up with monthly payments or to qualify for other types of credit. This can be especially true for private student loan borrowers ...

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...

Last year, the federal student loan interest rates for undergraduate borrowers hit a decade-high average of 6.53%, and graduate student loan rates climbed to over 8%. Some of you are paying less, of ...

Many states have nonprofit lenders that may be an appealing option after you've maxed out your federal student loans.