Retirement promises freedom—but without the right financial moves, that freedom can quickly turn into stress.

Imagine it. It's 2011, you're 40 years old, and you decide to start saving and investing for retirement in earnest. Your goal? To retire in 2036 at age 65 with a $1 million nest egg. That clearly ...

Inflation has averaged around 3% over long periods, but it can be much higher or lower from year to year. It will shrink the purchasing power of your precious retirement nest egg over time. Plan for ...