Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 11, 2025, student loan ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

It's smart to refinance private student loans as soon as you can get a lower rate than you currently have. Many, or all, of the products featured on this page are from our advertising partners who ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

Federal student loan interest is shifting again for the 2025-26 academic year, and the change will affect how much borrowers ...

Use our calculator to determine how much you can save by refinancing your student loan to a lower rate. Plus, learn when it makes sense to refinance. NerdWallet editorial rating NerdWallet's ratings ...

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...

The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ...

What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...

International students—those who attend college in the U.S. but don’t hold U.S. citizenship—may be able to refinance their student loans if they’re eager for a lower interest rate. The process can be ...