Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 11, 2025, student loan ...

It’s simple to refinance private student loans with a different lender — and there’s little downside if you qualify for a lower interest rate. Many, or all, of the products featured on this page are ...

Specifically, for federal student loans, refinancing throws a wrench into the loan-forgiveness equation. Here's why you'll ...

TULSA, Okla. — Paying down student loans can feel like chipping away at a mountain of debt, but refinancing may offer a path to faster repayment and reduced interest costs. However, experts warn that ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

Student loans are a major financial concern for millions of Americans, often impacting everything from career choices to homeownership. With total student loan debt in the U.S. reaching over $1.77 ...

What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...

Learn about the pros and cons of private and federal student loans.

The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

The Federal Reserve cut the federal funds rate after its final meeting of 2025 — a third rate this year. Surely, it means your student loans rates will change too, right? Not exactly. With more than ...

Krystal is a seasoned writer, editor, and content strategist who has spent the last decade developing print and digital financial content for top financial institutions such as Merrill Edge, JPMorgan ...