Insurance is an agreement between the insurer and the insured, which starts with the filling up of a proposal form. The proposal form is the most important document required for life or health ...

The communication with the buyer needs to clearly highlight the Sum Assured, premium amount payable, policy term and the premium payment term. The insurance industry is riding the digital wave with ...

The proposal form is the basis of your insurance contract. An important function of the form is to extract all material facts from the potential insured — that is you — that are pertinent to the ...

Insurance proposal forms are onerous. A few insurers insist on recording detailed family medical history for health and life insurance. This question is often open-ended and the proposal form has ...