Since it doesn't require a credit check and has more hardship protectinos, the best loan for graduate school is a federal ...

New borrowers aren’t eligible for Grad Plus loans starting in July.

As a graduate student, you have the option to take out federal direct unsubsidized loans, graduate PLUS loans or private student loans. Federal direct unsubsidized loans generally have both the lowest ...

Learn more about student loan rates and how they’re set.

An engineering graduate called into The Ramsey Show with a question millions of professionals face: “I have about $140,000 from my engineering degree that I got. I’m in student loan debt. I built up ...

Jen Smith is a personal finance expert specializing in student loans, paying off debt, and investing. When she's not writing she's the co-host of the award-winning Frugal Friends Podcast. damircudic / ...

As of May 2026, the student loan landscape has shifted dramatically: the Grad PLUS program is set to close for new borrowers on July 1, and the SAVE Plan remains suspended following a March court ...

Federal graduate student loan options include Direct Unsubsidized Loans and Direct Plus Loans. Direct Unsubsidized Loans typically offer the best interest rates and terms, followed by Direct Plus ...