Discover how long car accidents stay on your record, how they affect insurance rates, and what you need to report to the DMV.

You look at your driving record and see speeding tickets, an accident, maybe a DUI, and chalk everything up to dumb mistakes or bad luck behind the wheel. But insurance companies see clues about how ...

When you shop around for an auto policy, the insurance company will consider your driving record as one of many factors determining your rates. You'll usually pay less for insurance if you have a ...

Learn to navigate car insurance options and find the right policy that fits your needs and budget. Discover required coverages and ways to save money on premiums.

When you're convicted of a traffic violation, states that use a driver's license point system will add points to your driving record. The number of points varies depending on the severity of the ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...