Debt collectors and credit bureaus must follow strict federal rules under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). These laws give you the right to dispute ...

Debt collectors have a reputation — and in some cases, a well-deserved one — for being unpleasant and intimidating. While the Fair Debt Collection Practices Act (FDCPA) was created to limit how far ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

When debt collection letters start arriving with phrases like "court action pending" or "final notice," many borrowers assume it's simply a scare tactic with legal-sounding language designed to ...

When a person owes money and doesn’t pay, it’s not unusual for debt collectors to get involved. It’s also not unusual for collection agencies to resort to aggressive tactics to get people to pay their ...

NEW YORK — New York Attorney General Letitia James has released a guide to help New Yorkers use the state’s Exempt Income Protection Act to protect their money from debt collectors. The EIPA is a ...