A credit card can be a powerful tool in your personal finance strategy. With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks.

Discover and Bank of America cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.