New car financing is available for under 4.00% APR for borrowers with high credit scores ...
You’re more likely to find rates below 5.00% when you have a higher credit score ...
Fair credit scores might not unlock the best rates, but refinancing could save you money ...
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Best auto loan rates of January 2026
Auto loan rates range from below 4% annual percentage rate (APR) to above 14% APR, depending on whether you purchase a new or used car and your financial situation. The best auto loan rates are ...
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